Thank you for visiting SEMI TOKEN homepage.SEMI TOKEN is a coin that was developed for
the purpose of commercialization of reality,
and many developers are constantly working on it.The purpose of the issue of SEMI TOKEN is as follows.
SEMI TOKEN is a project coin created for the purpose of simple and clear practical use,
not a coin for speculative trading of cryptocurrency, unrealistic usage guidance,
and complicated and colorful explanation.
Currently, the white papers of most coins traded on the market today
are complicated and the describes the project fancy,
and only a non-promising plan is signed.
The world's largest engineers and researchers
say it's being "upgraded" by constant effort.
Even after several years, it still gives investors only hope for speculative purposes.
Unlike such coins, SEMI TOKEN aims to take a more realistic approach.
1. Loan limit increaseSEMI Coins can receive premium based on SEMI credit rating
other than individual credit rating when proceeding with loans.Example-) Based on credit rating - 20,000 USD in loan limit
---> 80,000 USD max. (SEMI credit rating limit + 25% to 300%)SEMI Token Company will provide individual credit rating system.The measure of the maximun amount of credit held
and the duration of the retention period will be available.Existing -> Credit rating + workplace + salary level + working period +
documents + employment confirmation etc.
Credit rating + SEMI credit rating = limit applied.
2. Simplify loan progress
Existing loan progress proceeds with credit inquiry and is granted a possible loan limit.
However, in most cases, loans are only available for
less than the loan limit granted.
In the case of existing loans, the first measurement of the evaluation
limit is carried out based on creditworthiness,
and loan managers are encouraged to undergo loan screening based on the maximum limit.
Usually, in the course of this review, the limit is decided.
In the review process, referring to the job, annual salary, and working period, etc.,
if you own your home, you will be divided into self-classification, rent, and monthly rent.
In addition, the relevant borrower will measure the amount of the fixed
amount as to whether it is possible to continue paying the fixed amount.
In addition, you should additionally check a first draft, health insurance eligibility
confirmation certificate, whether or not to join the four major insurance
policies,active duty served, active
duty unserved, married, unmarried, etc.,
and submit additional documents regarding the matter.
There are some employee who can afford to borrow money.
There are also people who have been going on for a long
time but are rejected and not approved for loans.
The reason why SEMI Token was published
is to simplify the complex process, to accurately
and to add to the individual's additional
ability to repay debt so that a guaranteed
minimum amount of money can be lent.
How_?SEMI TOKEN grants Tokens' individual credit ratings.The first token issuance standard itself is a token for the working class,
which grants credit ratings based on holding period rather than premium based on holding amount.The credit rating of the non-holdings begins with Grade 9.Credit rating is granted according to the retention period and the amount of holding quantity.Example)
100,000 tokens holding 60 days = Credit rating up to 2nd grade = 7th grade
10,000,000 tokens holding 60 days = Credit rating up 4 = 5th grade
As an example above, holding 10 times the actual amount of the
product has a premium effect of 2 times the grade upward.
Grade 9 to Grade 8 - 30 Days
Grade 8 to Grade 7 - 60 Days
Grade 7 to Grade 6 - 90 Days
Grade 6 to Grade 5 - 120 Days
Grade 5 to Grade 4 - 150 Days
Grade 4 to Grade 3 - 120 Days
Grade 3 to Grade 2 - 240 Days
Grade 2 to Grade 1 - 360 Days
It is a credit rating system for the average amount
of possession and may shorten the period depending on the amount of possession.
The additional loan amount will be paid differently based on the total appraised
value of the loan applicant according to the credit rating.
(Additional loans are available from credit grade 6 only.)
*Additional loan amount*
Grade 1 -> 150% of the loanable amount
Grade 2 -> 120% of the loanable amount
Grade 3 -> 100% of the loanable amount
Grade 4 -> 90% the loanable amount
Grade 5 -> 70% of the loanable amount
Grade 6 -> 50% of the loanable amount
SEMI TOKEN provides convenience to its holders.
The SEMI corporation guarantees the amount of the loan according
to the credit rating of the holders, and based on this, it can easily proceed with the loan.
In addition, the convenience is added because the loan companies that match
the respective grades and required amounts are also known and searched.
It will not be limited to Korea, but will also make inroads overseas markets.
It is planning to invest in overseas subsidiaries, which is expected
to increase the amount of guaranteed amount.
Of course, foreign countries also have credit ratings set through
SEMI's own system and can set loan limits just like Koreans.
This process makes SEMI corporations stronger and is expected to benefit holders as well.
SEMI TOKEN applies additional limits differently in accordance with the
SEMI credit rating criteria, which can be guaranteed.On the lender's own basis, if a borrower with a maximum amount of 30,000USD lent an
(This amount may be flexible because it reflects the market price at that time.)
additional 15,000USD through the SEMI credit rating,
the SEMI corporation will guarantee the additional amount of 15,000USD.Therefore, there is no risk of loss other than the amount of the existing loan on the basis of the lender.
Details are as follows.
SEMI Corporation uses the sold tokens for guarantee funds
for additional loans by SEMI credit holders.
Loan companies receive SEMI Token guarantees and make additional loans,
and buyers can make additional loans only through SEMI credit ratings
without collateral based on the holding date after purchasing tokens.
As such, SEMI - token holder - lender - SEMI co-exist,
there is no real risk and it is a win-win relationship.
There are additional benefits for long-term holders.
An additional percentage of the holding date is paid every 100 days.
10% additional application when holding for 100 days
-> 110 days cumulative
15% additional application when holding for 200 days
-> 230 days cumulative
20% additional application when holding for 300 days
-> 360 days cumulative (Max)
It is expected to contribute to the long-term benefits of holding
companies as well as SEMI TOKEN price defense.
NO.1 GLOBAL TOKEN
NO.1 GLOBAL TOKEN